Background
Marcus has spent fourteen years writing about home lending and personal finance, first as a reporter covering interest-rate policy and later as an editor building tools that help people understand their mortgage before they sign for it. He has walked through the numbers on thousands of loan scenarios and has a low tolerance for calculators that hide the parts that cost you money.
What he does here
Marcus owns accuracy on this site. He checks the formulas behind each calculator against worked examples, keeps the methodology honest, and makes sure country-specific math, like Canadian semi-annual compounding and Indian reducing-balance EMI, is done the way lenders actually do it. When a default assumption changes, he updates the source and the number together.
Point of view
His guiding rule is simple: show people the whole payment, cite where the numbers come from, and never trade their trust for a lead. That is why the site has no forms, publishes a rate changelog, and links to its primary sources in the open.
Contact
Reach Marcus and the editorial team at [email protected] with corrections or questions about how a number is calculated.